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We all have a medium or long term project we would like to realise, and that often requires a disciplined investment over a number of years. Our Savings Plan combines investment with traditional life insurance cover, also known as a Unit-Linked insurance plan. It provides life cover, with the balance invested in equity and a variety of financial instruments. The plan allows you to save by investing in one of 4 funds, each adapted to a person’s risk appetite, investment goals and budget. The added advantage is that your investment is protected by a life insurance, should anything happen to you before your realise your project.
With a minimum monthly contribution of Rs 500 or intermittent contributions as your budget allows.
With a minimum of Rs 25 000 for a one-time lump sum investment.
In case of Death, Total & Permanent Disability or Waiver of Premium.
Choose between single or joint cover to suit your family situation.
You have the choice between 4 funds available, depending on your savings objectives and your risk tolerance.
The Flexi Savings plan gives you the flexibility to:
The fund seeks to earn better returns than the savings rate offered by commercial banks while seeking to preserve capital and limit volatility. The portfolio is invested in a diversified manner in secure financial instruments. The fund may also have a small exposure to local equities to boost the fund's return.
| CALENDAR YEAR | 2022 | 2023 | 2024 | 2025 | YTD |
|---|---|---|---|---|---|
| FUND | 4.2% | 4.9% | 5.1% | 4.7% | 2.9% |
| BENCHMARK | 10.1% | 9.4% | 5.0% | 5.6% | 3.2% |
Would you like to know how much to set aside each month to concretize your project or complete your retirement?
Calculate the amount of the monthly payments necessary to obtain the desired capital according to the chosen profile.
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